Promo
For fixed rates:
| 1 Year Fixed Rate Package | |
| Year 1 | 1.50% p.a. FIXED |
| Year 2 | 1.55% p.a. (FDMR36 + 0.35%) |
| Year 3 | 1.55% p.a. (FDMR36 + 0.35%) |
| Thereafter | 1.99% p.a. (FDMR36 + 0.79%) |
| Lock-in Period | 1 Year |
| Partial Repayment | 1.50% penalty on repayment amt within lock-in period |
FDMR36 = 1.20%
| 2 Year Fixed Rate Package | |
| Year 1 | 1.48% p.a. FIXED |
| Year 2 | 1.58% p.a. FIXED |
| Year 3 | 1.88% p.a. (FDMR36 + 0.68%) |
| Thereafter | 1.88% p.a. (FDMR36 + 0.68%) |
| Lock-in Period | 2 YearS |
| Partial Repayment | 1.50% penalty on repayment amt within lock-in period |
FDMR36 = 1.20%
| 3 Year Fixed Rate Package | |
| Year 1 | 1.48% p.a. FIXED |
| Year 2 | 1.58% p.a. FIXED |
| Year 3 | 1.68% p.a. FIXED |
| Thereafter | 3mSIBOR + 0.70% = 1.70%) |
| Lock-in Period | 3 Years |
| Partial Repayment | 1.50% penalty on repayment amt within lock-in period |
For SIBOR packages:
| 1m SIBOR Package | |
| Year 1 | 1m SIBOR + 0.44% = 1.25% |
| Year 2 | 1m SIBOR + 0.44% = 1.25% |
| Year 3 | 1m SIBOR + 0.55% = 1.36% |
| Thereafter | 1m SIBOR + 0.55% = 1.36% |
| Interest Offset Feature | 2/3 of your deposits enjoy the same interest rates as your mortgage loan, subject to a maximum of the outstanding loan principal. |
| Lock-in Period | 2 Years |
| Partial Repayment | 1.50% penalty on repayment amt within lock-in period |
| 3m SIBOR Package | |
| Year 1 | 3m SIBOR + 0.26% = 1.25% |
| Year 2 | 3m SIBOR + 0.26% = 1.25% |
| Year 3 | 3m SIBOR + 0.36% = 1.36% |
| Thereafter | 3m SIBOR + 0.36% = 1.36% |
| Interest Offset Feature | 2/3 of your deposits enjoy the same interest rates as your mortgage loan, subject to a maximum of the outstanding loan principal. |
| Lock-in Period | 2 Years |
| Partial Repayment | 1.50% penalty on repayment amt within lock-in period |
For fixed deposit linked packages:
| FD linked Package 1 | |
| Year 1 | Fixed Deposit Rate + 1.05% = 1.30% |
| Year 2 | Fixed Deposit Rate + 1.05% = 1.30% |
| Year 3 | Fixed Deposit Rate + 1.05% = 1.30% |
| Thereafter | Fixed Deposit Rate + 1.05% = 1.30% |
| Lock-in Period | 2 Years |
| Partial Repayment | 1.50% penalty on repayment amt within lock-in period |
| FD linked Package 2 | |
| Year 1 | Fixed Deposit Rate + 1.03% = 1.28% |
| Year 2 | Fixed Deposit Rate + 1.03% = 1.28% |
| Year 3 | Fixed Deposit Rate + 1.13% = 1.38% |
| Thereafter | Fixed Deposit Rate + 1.13% = 1.38% |
| Lock-in Period | 2 Years |
| Partial Repayment | Allowed, subject to conditions |
| FD linked Package 3 | |
| Year 1 | Fixed Deposit Rate + 0.58% = 1.08% |
| Year 2 | Fixed Deposit Rate + 0.90% = 1.40% |
| Year 3 | Fixed Deposit Rate + 0.90% = 1.40% |
| Thereafter | Fixed Deposit Rate + 0.90% = 1.40% |
| Lock-in Period | 2 Years |
| Partial Repayment | 1.50% penalty on repayment amt within lock-in period |
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