Bridging Loans
Two Properties. Different Timelines. One Financing Solution.
Buying a new property before selling your existing one can create a temporary financing gap. We help you secure a suitable bridging loan with competitive terms, ensuring a smoother transition between both properties.
How Much You Can Actually Bridge
The bridging loan amount generally depends on the available equity or expected net sale proceeds from your existing property.
We’ll assess your situation and help determine how much bridging financing you may qualify for.
Why Timing Matters for Bridging Loans
With bridging loans, timely approval and disbursement are just as important as competitive interest rates. Delays in securing financing could affect your property purchase timeline.
We help identify banks that can meet your financing needs within your required timeline.
Understanding the Cost of a Bridging Loan
Beyond the interest rate, it’s important to consider the loan tenure, applicable fees and repayment arrangements when your existing property is sold.
We’ll explain the costs and repayment terms upfront, so you can make an informed decision.
Bridging Loan Terms Vary by Bank
Loan eligibility, interest rates and financing terms vary across banks depending on your property details and financial profile. Let us assess your situation and recommend suitable financing options.
HOW IT WORKS
What We Handle For You
Share Your Timeline
Tell us about your existing property and upcoming purchase. It only takes a few minutes.
We Find the Right Loan
We compare suitable bank options based on your financing needs and timeline.
We Coordinate the Process
We assist with the loan application and coordinate with the relevant parties.
Best Deal Guarantee: We'll Beat Any Competing Quote, Guaranteed.
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FAQ
Common Questions
Bridging loans are typically capped at six months, allowing time to sell your existing property and repay the loan using the sale proceeds.
Yes, bridging loans can generally be repaid early once you receive the sale proceeds from your existing property without incurring penalties.
Approval typically takes a few days to a few weeks, depending on the bank, completeness of your documents and complexity of the application. We help streamline the process to minimise unnecessary delays.
Yes, completely. We’re paid directly by the banks, so there’s no fee for our advisory or comparison work.