Financing Your Singapore Property Purchase As A Foreigner or PR
Yes, foreigners and PRs can get financing in Singapore. The terms, and which banks will lend to you, depend on details worth understanding before you shop.
Foreign buyer loan terms can vary significantly by bank and individual profile. Tell us your situation and we’ll help identify the suitable options.
Loan eligibility and terms for foreign buyers vary by bank and by nationality, in ways that aren’t always obvious from a bank’s public rate sheet.
We know which lenders are actively working with buyers in your situation.
Your income location, nationality, employment status in Singapore, and the property type all affect both your rate and how much you can borrow.
We check this against your actual profile before you commit to a purchase.
Between ABSD considerations, eligibility checks, and lender appetite that shifts more than for citizen buyers, the margin for costly mistakes is higher here.
We help you avoid the ones that are easy to miss from outside the system.
HOW IT WORKS
Nationality, residency status, and purchase plans. Takes about 30 seconds.
Your advisor confirms which banks will actually lend to you and on what terms.
Submission and coordination, handled end to end, wherever you’re based.
Already received a quote from a bank or broker? Send it to us and we’ll beat it — a promise we’ve stood by since 2010.
Foreign buyer loan terms vary meaningfully by bank and by individual profile. Tell us your situation and we’ll come back with a clear answer.
FAQ
Yes, though eligibility, loan-to-value limits, and which banks will lend vary depending on your nationality and residency status.
Yes, completely. We’re paid directly by the banks, so there’s no fee for our advisory or comparison work.
ABSD is a separate stamp duty cost rather than part of the loan itself, but it does affect your total upfront cash requirement, which we’ll factor into your planning.
If you receive a better quote before accepting any offer, send it to us and we’ll beat it, through a lower rate, higher cashback, or both.
Effective Date: 1 July 2025
Company Name: Mortgage Premier Pte Ltd (UEN: 200923932G)
Mortgage Premier Pte Ltd respects your privacy and is committed to protecting your personal data. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information in accordance with the Personal Data Protection Act 2012 (PDPA) of Singapore.
By using our website or providing your personal data to us, you agree to the terms of this Privacy Policy.
1. Information We Collect
We may collect personal data from you when you:
Types of personal data we may collect include:
2. Use of Your Information
Your personal data may be used to:
We will only use your data for purposes you have been informed of and consented to.
3. Sharing of Information
We do not sell or rent your personal data.
We may share your data with:
All third parties are contractually bound to safeguard your personal data.
4. Use of Cookies and Website Data
Our website uses cookies and tracking tools (e.g. Google Analytics, Meta Pixel) to:
These tools may collect non-personally identifiable information, such as browser type, pages visited, and time spent. You may adjust your browser settings to disable cookies, though some website features may be affected.
5. Protection of Personal Data
We implement reasonable administrative, technical, and physical safeguards to protect your data from unauthorised access, misuse, or disclosure.
Your data is stored securely and only accessible by authorised personnel. We regularly review our data security practices to ensure ongoing protection.
6. Retention of Data
Your personal data will only be retained:
We will cease to retain your data or anonymise it when it is no longer needed.
7. Your Rights Under PDPA
You have the right to:
To exercise these rights, please email us at info@mortgagepremier.com.sg . We may require verification of your identity before processing your request.
8. Withdrawal of Consent
You may withdraw consent to our collection, use, or disclosure of your personal data by contacting us. Please note that this may affect our ability to provide certain services to you.
9. Transfers Outside Singapore
If your data is transferred outside of Singapore (e.g. for hosting or analytics), we will ensure that the receiving party offers comparable protection as required under the PDPA.
10. Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites. We encourage you to review their privacy policies separately.
11. Updates to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The latest version will always be available on our website. Your continued use of our services constitutes your acceptance of any updates.
12. Contact Us
If you have any questions about this Privacy Policy, or wish to make a data request, please contact:
Mortgage Premier Pte Ltd (UEN: 200923932G)
Email: info@mortgagepremier.com.sg
