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Limited-Time Home Loan Offer:

Fixed Rate

1.85%

Best Bank Rates. Better Cashback. Guaranteed.

Since 2009 – Trusted to Deliver the Best Home Loan Deals

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Exclusive Access To Lowest Interest Rates

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Get the Best Rates

Refinance

Fixed Rate

1.85%

Floating Rate

0.25% + SORA

New Purchase (Completed)

Fixed Rate

1.85%

Floating Rate

0.25% + SORA

New Purchase (BUC)

Floating Rate

0.25% + SORA

Floating Rate

0.05% + FHR6

Mortgage Premier:
Smarter Choice, Better Mortgage Experience

100% Transparency, No Hidden Fees

Get a clear, upfront breakdown of all costs—no surprises.

Flexible, Tailored Loan Solutions

Every homeowner is unique. We customize mortgage options to match your specific needs and goals.

Dedicated Support Team

We’re here to answer your questions and simplify the mortgage process for you.

Exclusive Bank Rates

Leverage our strong partnerships with the major banks to access exclusive rates you won’t find elsewhere.

“Best Deal Guarantee —
We’ll beat any competing offer, guaranteed. Just send us the details.”

How Our Best Deal Guarantee Works

  • We’re committed to helping you secure the best home loan deal — and we stand by it with our Best Deal Guarantee. If you come across any competing offer with better terms, just send us the details and we’ll beat it — guaranteed.
  • The better offer will be paid to homeowners as cashback after loan disbursement.
  • Applies to mortgage refinancing, new purchase loans, and equity term loans.
  • Valid for direct clients of Mortgage Premier (not through third-party referrals).
  • The guarantee must be claimed before you accept the loan offer.
  • Cannot be used in conjunction with other promotions or rewards.
  • Submit a valid official quote or screenshot of the competing offer.

No gimmicks, no hidden clauses — just a straightforward promise to give you the best deal.

The Benefits of Working with a Mortgage Broker?

One-Stop Solutions

Access a comprehensive range of mortgage products from over 15 banks and financial institutions — all in one place to simplify your decision-making.

Best Deals, Guaranteed

We navigate the complexities for you and offer the most attractive home loan deals — ensuring the best rates and terms are secured.

Alternative Financing

Explore solutions from non-bank lenders to bridge any gaps traditional financing might not cover, offering you more flexibility.

Expert Advice

Receive personalized recommendations tailored to your financial situation, life goals, and long-term plans.

Regulatory Insights

Stay informed with updates on regulations, market cooling measures, and policy changes that may affect your financing decisions.

Streamlined Process

Save time and effort with our streamlined approach — we handle the research, paperwork, and coordination, so you don’t have to.

Can a Broker Secure Better Rates Than Going Directly to a Bank?

Yes, in many cases! Thanks to bulk submissions, promotional partnerships, and strong relationships with lenders, we can secure preferential rates and terms that are often not available to walk-in clients.

Frequently Asked Questions

What is a mortgage broker?

A mortgage broker is a professional who acts as an intermediary between clients and lenders. They specialize in helping you find the best property loan options by comparing mortgage products across multiple banks and financial institutions, and negotiating preferential rates and terms to ensure you get the most competitive deals.

How is Mortgage Premier Different from Others?

Unlike online comparison portals that simply pass on your request, we provide personalized service with a dedicated advisor. We take the time to understand your needs and structure the best financing solutions for your unique situation. With access to over 15 banks, our clients have secured significantly lower interest costs and better financing terms.

How do I know when is the best time to refinance?

The ideal time to start the refinancing process is at least 3 months before your lock-in period ends. This allows enough time to compare offers, serve the redemption notice, and ensure a smooth transition with no penalty or unnecessary interest costs.

For repricing, the typical lead time is shorter — around 1 month before lock-in expiry.

Not sure when to act? Our team of experienced mortgage advisors will guide you on the best timing based on your loan terms and current market trends — so you don’t miss out on a better deal.

Do you charge any fees for your service?

No, our service is completely free for property financing advisory and services. We are remunerated directly by the banks and financial institutions.

Does a broker get better rates?

Often, yes! Due to bulk submissions, promotional tie-ups, and close relationships with lenders, we can secure preferential rates better than those available to direct walk-in clients.

Does Mortgage Premier fund the loans?

No, we do not fund the loans. All facilities are underwritten and financed by the lender. We act as your trusted intermediary to help you secure the best financing options.

Let’s Get In Touch!

By submitting, you consent to be contacted about your mortgage enquiry and agree to our Privacy Policy

Mortgage Premier Pte Ltd

Privacy Policy

Effective Date: 1 July 2025

Company Name: Mortgage Premier Pte Ltd (UEN: 200923932G)

Mortgage Premier Pte Ltd respects your privacy and is committed to protecting your personal data. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information in accordance with the Personal Data Protection Act 2012 (PDPA) of Singapore.

By using our website or providing your personal data to us, you agree to the terms of this Privacy Policy.

1. Information We Collect

We may collect personal data from you when you:

  • Submit an enquiry or request for mortgage assistance
  • Fill out a form on our website
  • Communicate with us via WhatsApp, phone, email or SMS
  • Interact with our ads or promotions
  • Use our website (via cookies or analytics tools)

Types of personal data we may collect include:

  • Full name
  • Email address and contact number
  • Property and mortgage information
  • Financial details (e.g., income, loan amount, CPF usage)
  • Residential address
  • Personal documents (e.g. income proof, loan statements)
  • Any other information you voluntarily provide

2. Use of Your Information

Your personal data may be used to:

  • Contact you regarding your mortgage enquiry
  • Provide mortgage advisory and rate comparisons
  • Match you with banks and loan packages
  • Assist with loan application and submission processes
  • Communicate updates or promotions (only if you’ve consented)
  • Improve our services and website performance
  • Fulfill legal or regulatory obligations

We will only use your data for purposes you have been informed of and consented to.

3. Sharing of Information

We do not sell or rent your personal data.

We may share your data with:

  • Bank partners, financial institutions, or mortgage consultants (to assist with your enquiry)
  • Our service providers (e.g., IT, web hosting, marketing tools) under strict confidentiality
  • Regulatory or legal authorities if required by law
  • Third parties involved in corporate transactions (e.g., mergers or acquisitions)

All third parties are contractually bound to safeguard your personal data.

4. Use of Cookies and Website Data

Our website uses cookies and tracking tools (e.g. Google Analytics, Meta Pixel) to:

  • Monitor website performance
  • Personalize user experience
  • Serve relevant advertisements

These tools may collect non-personally identifiable information, such as browser type, pages visited, and time spent. You may adjust your browser settings to disable cookies, though some website features may be affected.

5. Protection of Personal Data

We implement reasonable administrative, technical, and physical safeguards to protect your data from unauthorised access, misuse, or disclosure.

Your data is stored securely and only accessible by authorised personnel. We regularly review our data security practices to ensure ongoing protection.

6. Retention of Data

Your personal data will only be retained:

  • As long as necessary for the purposes stated
  • To comply with legal, regulatory or contractual obligations

We will cease to retain your data or anonymise it when it is no longer needed.

7. Your Rights Under PDPA

You have the right to:

  • Request access to the personal data we hold about you
  • Correct inaccurate or incomplete data
  • Withdraw your consent to our use of your data at any time
  • Request deletion of your data, where applicable

To exercise these rights, please email us at [email protected] . We may require verification of your identity before processing your request.

8. Withdrawal of Consent

You may withdraw consent to our collection, use, or disclosure of your personal data by contacting us. Please note that this may affect our ability to provide certain services to you.

9. Transfers Outside Singapore

If your data is transferred outside of Singapore (e.g. for hosting or analytics), we will ensure that the receiving party offers comparable protection as required under the PDPA.

10. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites. We encourage you to review their privacy policies separately.

11. Updates to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The latest version will always be available on our website. Your continued use of our services constitutes your acceptance of any updates.

12. Contact Us

If you have any questions about this Privacy Policy, or wish to make a data request, please contact:

Mortgage Premier Pte Ltd (UEN: 200923932G)

Email: [email protected]